Teach Me Tuesday: Could Your Roof Affect Your Home Insurance?
Did You Know?
Many homeowners are surprised to learn that their roof may impact not only their home’s protection—but also their homeowner’s insurance coverage and premiums.
According to Ryan Keating of the Thomas Keating Insurance Agency:
“Some insurance carriers will not write new policies on homes with roofs over 10–15 years old, and older roofs can result in higher premiums. A newer roof may qualify for rate reductions or discounts.”
Here are three things every homeowner should know:
If you don’t know when your roof was installed, contact your local Building Department and request permit records. Keep copies of permits, contracts, and invoices documenting roof replacement work. If your roof is approaching 20 years old, consider having it professionally inspected before your next insurance renewal.A proactive inspection today may help you avoid surprises tomorrow.
Need to know the condition of your roof? Ask about our 8-Point Roof Inspection.
860-233-4475